Home Buying Tips, Resources & Calculators

When purchasing a home, shopping for the lowest mortgage rates is an essential strategy that can save you thousands of dollars over the life of the loan. You can sometimes go higher by increasing the down payment. Once you have decided on a mortgage type, you have to choose between fixed or variable interest rates. When applying for a loan, think a

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If buying a home might be the largest single investment you ever make, the mortgage you need to finance it will probably be the biggest debt you ever assume. It's a good idea to get a copy of your credit report at least six months before you plan on obtaining a mortgage, so you have time to find and fix any errors (your own credit inquiry should no

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15 Ways To Shop For The Lowest Mortgage Rates

When purchasing a home, shopping for the lowest mortgage rates is an essential strategy that can save you thousands of dollars over the life of the loan. Lenders have different specials: Mortgage lending is a business obviously, so lenders need to make money. In addition to interest rates, you should pay attention to prepayment privileges, penalti

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4 Tips To Streamline Your Mortgage Process From MidCountry Bank

Buying a home is one of the biggest financial decisions most of us make in our lifetime. It's not uncommon for lenders to pull your credit report a second time to see if anything has changed before your loan closes. Longer terms mean lower payments, but they also mean it will take longer to build equity in your home. The APR takes into account not

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